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Key OnePlan Features
Full coverage for all of healthcare in OnePlan, including
DENTAL.
For almost 120 years, dental care was excluded from group medical coverage.
Covered through weak dental plans with 50% coinsurance for anything beyond simple tooth decay (with a token $1000 annual limit), financial protection was absent and dental health suffered.
Smart Provider Search
Medical doctors are not equal.
Choose a provider ranked on experience, education and best outcomes rather than an alphabetical listing.
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Dramatic cost reduction with referenced-based pricing
Standard Group Medical plans use inflated provider fees like $2750 for an MRI that can be done for $500.
GMED plans pay dramatically lower fees based on what the provider accepts from other patients. Like 1.5X the Medicare payment for the same procedure performed last week. Reasonable!
Medical team assigned to each employee
Specially credentialed, full-service
Navigating healthcare is complex.
The patient's full time online medical team listens, treats, prescribes, and sets up appointments with specialists, avoiding costly ER visits.
Unlike "telemedicine", the patient talks to the same provider every time.
24/7/365
OneCard
healthcare credit card.
Pay over time at O% interest.
Most families have less than $500 for an unexpected healthcare expense.
Fix that problem with a $500 pre-approved credit card just for healthcare expenses.
Convenient, automatic 0% interest payments
through payroll deduction, HSA or private bank account.
Premiums with virtually no state or federal tax
Traditional group medical insurance includes taxes that are added to the premium.
GMED plans have virtually no premium taxes. More dollars to pay the true cost of healthcare!
Level, guaranteed premiums
For employers that need a fixed cost with no risk in any month, GMED plans have a level-premium option.
A fixed monthly premium provide a guaranteed monthly maximum.
Refund of any unused claim funds
GMED plans are non-profit.
Any unspent claim dollars are refunded to the plan.
Not the insurance company.
Benefits with ethics.
The future is today
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